Bad credit van finance solutions

Struggling to get approved for van finance due to bad credit? Missed payments, defaults, CCJs or a low credit score don’t automatically mean finance is out of reach.

As a UK credit broker, we work with a panel of specialist lenders who assess applications based on individual circumstances — not just your credit history.

Check your eligibility

Van finance options for a range of credit situations

Different lenders assess risk in different ways. Whether your credit issues are historic, recent, or you’ve never borrowed before, there may be van finance options available.

Select the option below that best matches your situation to learn more about how lenders may assess your application.

Not sure which option applies to you?

That’s completely normal — many people fall into more than one category. A short enquiry allows us to review your situation and explain what options may be available.

Apply now